In 2025, the Canada Child Benefit (CCB) will provide Canadian families with support up to $7,997 annually for kids under the age of six. CCB is targeted to families with the greatest need. CCB’s goal is to alleviate some of the financial burden families face with the cost of raising children. We have outlined the eligibility requirements, payment schedules, and the CCB application procedure for 2025 for your convenience.
What exactly is the Canada Child Benefit?
The CCB is a tax-free monthly government payment to families with children under 18. CCB adjusts for inflation and considers family income, number of family members, children’s ages, and number of children. For children 6 and under, the maximum payout in 2025 will be $7,997. For children 6 to 17, the payout is $6,748.
Who is eligible for the $7,997 CCB in 2025?
Eligibility for the 2025 Canada Child Benefit is based on the following three criteria:
- The child is under the age of 18 and resides with the applicant.
- The applicant must be responsible for the child’s care and upbringing.
- The applicant must be a Canadian tax resident.
- A Canadian citizen, permanent resident, protected person or those who have resided in Canada for 18 months are eligible for this.
- You are required to file taxes every year.
Families who earn an adjusted family net income (AFNI) of $37,487 or less for one child will receive the entire annual benefit of $7,997. Benefits will gradually decrease from this threshold. Households with an income above this level will lose their benefits completely.
Payment Schedule for 2025
Monthly payments are generally made on the 20th of each month. The payments for 2025 will be made on January 20, February 20, March 20, April 18, May 20, June 20, July 18, August 20, September 19, October 20, November 20, and December 19. Families should check and update their banking information with the CRA to prevent delays.
Claiming CCB
To claim the CCB, you need to submit an annual tax return with the necessary personal and income documentation. The application process can be done during child registration or through CRA’s My Account online. New immigrants should fill out special forms, like RC66. Payments will be processed if all necessary documentation is there, on time, to prevent payment suspensions.
Sample Data Table: CCB Eligibility Snapshot
| Criteria | Requirement |
|---|---|
| Child’s Age | Under 18 |
| Maximum Payment (U6) | $7,997 annually |
| Income for Full Benefit | AFNI ≤ $37,487 |
| Payment Date | 20th of each month |
Suggestions for Getting the Most Out of Your Benefit
File your taxes on time each year, update your records, and inform the CRA of any family status changes. Use the Child and family benefits calculator for estimates given your specific situation. Making adjustments on future filings will help your benefits align with your family’s changing needs.
Common Questions
Q1: Who receives the full $7,997?
Families with AFNI of $37,487 or less and children under six will receive the full payment.
Q2: How can I apply?
You can apply online through CRA’s My Account, at the time of birth registration, or by submitting the RC66 form for newcomers to Canada.
Q3: When are the payments made?
Payments are made monthly on the 20th. Ensure your CRA account and direct deposit info is up to date.
