For seniors in the U.S., October 2025 is significant because they expect a stimulus payment of $1,704. However, there is confusion around what will be deposited and what the payment really is. For the case of seniors, this is the current status of the expected payment in October and what they need to know in the October revision.
What is the October 2025 $1,704 Stimulus Payment?
For most seniors, there will be no $1,704 “stimulus check” in October 2025. The payment is no stimulus check, but is the Alaska Permanent Fund Dividend (PFD) and is only for Alaska residents. For most seniors in the U.S., the only significant government payments for October will be the regular Social Security payments, as the Supplemental Security Income (SSI) payments are not substantial enough. The SSI payments are only $967 for individuals and $1,450 for eligible couples. The average Social Security payment for retired persons is about $1,907 per month, and high earners will receive Social Security payments of $5,108.
Payment Schedule for October 2025
- Social Security payments for the month of October are disbursed according to the birth dates of recipients.
- October 22: Birthdays from the 21st to the 31st.
SSI recipients will get two payments: one on October 1 (for the regular payment) and another on October 31 (for early November payment) because November 1 is on a Saturday. The early payment is not additional money–there will be no separate payment for November.
Electronic Payment Transition
Social Security and SSI payments will be all digital from the 30th of September 2025. There will be no more paper checks because of security and efficiency concerns. Seniors who have not opted for electronic means of payment will experience delays and should address this immediately.
Alaska Exception: Permanent Fund Dividend
The only $1,704 payment of an October 2025 stimulus-type disbursement is the Alaska PFD, for qualifying Alaska residents. The schedule is as follows:
- October 2: Direct deposits for eligible residents.
- October 23: Paper checks for those who applied on time.
- These funds are not available to residents of other U.S. states and are meant for Alaskans who have high living expenses.
Avoiding Scams and Misinformation
Beware of fake news about $1,704 stimulus checks and personal data scams. Only the Social Security Administration (SSA) and the IRS give you updates about payments. Don’t give sensitive information to a third party that promises you special checks.
Very Short Table – October 2025 Payment Data
| Payment Type | Date(s) | Amount (Avg/Max) |
|---|---|---|
| SSI | Oct 1, Oct 31 | $967/$1,450 (per person/couple) |
| Social Security | Oct 3, 8, 15, 22 | $1,907 avg / $5,108 max |
| Alaska PFD | Oct 2, 23 | $1,704 (Alaska only) |
Frequently Asked Questions
Q1: Will every American senior get a $1,704 stimulus check in October?
No. Only residents of Alaska get the $1,704 PFD. Other states don’t have this payment.
Q2: Why are there two October SSI payments?
The October 31 payment is an early November payment, since November 1 is a Saturday, not extra money.
Q3: How do seniors get their payments now?
All payments are electronic, either direct deposit or prepaid debit card, starting October 2025.
