For many residents in Canada, October 2025 is a meaningful month because the Canada Revenue Agency (CRA) begins distributing six newly updates benefits payments, each increased to afford greater financial assistance. The planned increases and changes are aimed at helping families and those in vulnerable circumstances meet the demands of their monthly budgets during a time of considerable living costs and inflation. The planned increases and changes are a result of the Government of Canada’s promise to provide economic stability to all Canadians.
Over View of New and Increased Benefits
Canada Revenue Agency has planned enhancements to several programs as well as new payment initiatives for October 2025. These changes impact six payments inclusive of the Canada Child Benefit (CCB), the GST/HST Credit, Old Age Security (OAS), Canada Pension Plan (CPP), Disability Tax Credit Payment and the Canada Workers Benefit (CWB). These increases have been made in consideration to cost of living adjustments to support low- and middle- income families, seniors and those living with disabilities.
Increased Payment Amounts
Monthly CCB payments will rise by about 3.7%, due to annual inflation indexing. This means payments will be $624 for each child under 6 and $525 for each child 6-17. For GST/HST credits, adult eligibility amounts will rise to $496 annually, and amounts for spouse and child attachments will also be increased. OAS and CPP payments also reflect the increases in the cost of living. The maximum CPP is now over $1,364/month, and for OAS, it is close to $713/month for eligible seniors.
Updates in Support for Disability and Workers
For people entitled to the Disability Tax Credit Payment, the increase is more modest. However, annual prescribed debit cards will increase to just under $1,500. On the other hand, Canada Workers Benefit which is available to low-income workers increased by 4.5%, which means singles will receive $1,428, and families $2,461 annually. These amounts are paid quarterly and the adjusted amounts are reflected in the October payment.
Eligibility and Application Tips
Different payments have different eligibility requirements, generally based on the income reported in the annual tax return, age, residency, and, if applicable, certification of disability. For the most part, Canadians do not have to fill out any forms, unless their situation changed since the last return, because the CRA’s most benefit payments automatic calculations and deposits. That is why confirming tax filings and personal information is up to date for automatic calculations is critical.
Quick Table: October 2025 CRA Payment Amounts
| Benefit | New Max Monthly Amount | Notes |
|---|---|---|
| CCB (under 6) | $624 | Per child |
| CCB (6–17) | $525 | Per child |
| CPP | $1,364 | Maximum |
| OAS | $713 | 65+ only |
| GST/HST Credit | $496/year | Adult amount |
| CWB (Single) | $1,428/year | Low income |
Frequently Asked Questions
Q1: Who is eligible for the increased CRA payments in October 2025?
Any individuals that meet age, residency, and income requirements will qualify for the increases, and mostly all of these payments will be automatic via tax return.
Q2: Do I need to reapply for these benefits to get the higher amounts?
If there have been changes to personal circumstances since the last income tax return filing, then no additional application is required.
Q3: When will the new payment amounts be deposited?
All new amounts will be available for withdrawal and cheque payments on the designated payment dates for October 2025.
